Broker Check

3 pillars copy

Handwerk Multi Family Office (HMFO) offers a multidimensional and personalized approach to managing the financial life of affluent families, individuals, and privately-held business owners. Unlike traditional wealth management firms such as stock brokers, financial advisors, or trust companies, our process extends well beyond investing in order to effectively manage the specific needs of our clients through a hands-on, in-depth, and holistic approach to wealth.

We are able to make a significant difference in the financial and personal lives of our clients through HMFO’s 3 Pillars. These make up the framework for our wealth management approach and include our unique consultative process, holistic suite of services, and the application of a wealth management formula that addresses the key components required to resolve the specific financial challenges of our client base.

Pillar 1: The Handwerk Holistic Advanced Planning Approach

Our approach begins by collecting a substantial amount of empirical data about your financial and personal life, as well as working closely with you to learn your beliefs and values. From this information we can better understand you in order to discuss your goals, time frames, feelings, and family situation. We want to know what keeps you up at night so that we can develop a relationship in which you are confident that your best interests are being served.

Following our initial discovery meeting, we will walk you through the hands-on HMFO consultative process. We do not believe in meeting twice a year and handing you a binder of meaningless spreadsheets come year-end. Instead, we provide consistent and comprehensive planning services that incorporate an investment plan and investment policy statement with advanced planning and a professional network of specialists to evaluate all aspects of your financial situation.

Pillar 2: Go Beyond Investing

Our planning services go well beyond just investing to providing a comprehensive suite of wealth planning and protection services designed to meet the specific needs of affluent individuals, families, and privately-held business owners. At HMFO we understand that providing a holistic experience also requires working with your other managers to ensure that we, and more importantly you, can develop a total picture of your wealth. We will work with your own accountants, lawyers, and tax experts so that within the first year you will have a better understanding of your financial situation. Additionally, we can help to create a truly diversified portfolio of investments, beyond the typical collection of stocks and bonds, which should give you more confidence.

Pillar 3: The HMFO Wealth Management Formula

Many financial planners may claim to offer comprehensive wealth planning services. But with over 460,000 financial professionals in the United States, how can you differentiate the best from the rest? We apply a wealth management formula that incorporates the three key components required to resolve financial challenges and deliver an overall picture of financial health. The formula incorporates investment consulting, advanced planning, and relationship management in order to deliver total and effective wealth management.

Our goal is to elevate your wealth planning and your investment planning to a significantly higher level; to go beyond just investing. Many financial advisory firms, and even many multi family offices, claim to offer a full suite of services. But it has been our experience that only a fraction of other MFOs offer what HMFO can. In the end, we are a multi family office and only accept a very limited number of families so that we can have a truly meaningful impact on their lives.

Investments in securities do not offer a fix rate of return. Principal, yield and/or share price will fluctuate with changes in market conditions and, when sold or redeemed, you may receive more or less than originally invested.  No system or financial planning strategy can guarantee future results.  Therefore, no current or prospective client should assume that future performance or any specific investment, investment strategy or product will be profitable.